Loan Officer Thomas Kirby
Loan Officer
NMLS # 2122997
Phone: 405-810-2657 ext.
Cell: 405-850-6791
Email: thomask@firstamericanmortgage.com
With nearly 30 years of experience in the mortgage industry, I’ve been helping borrowers across the country find the right loan solutions since 1996. Based in Oklahoma City for over three decades, I’ve built strong ties to the community while serving clients nationwide. I hold a degree in Economics, Marketing, and Business Administration from Oklahoma State University and an MBA from Oklahoma City University. I’m also a licensed real estate professional (since 2003) and a General Contractor (since 2006), giving me a comprehensive understanding of both lending and real estate. I work with all loan types—including Conventional, FHA, USDA, VA, and Non-QM—and specialize in helping self-employed borrowers using alternative income documentation like bank statements. At the heart of my work is a commitment to connection, problem-solving, and results. My goal is to make every lending experience smooth, straightforward, and successful.