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Home Mortgage Calculator

Mortgage Calculator with Taxes and Insurance

Mortgage Comparison Calculator

Mortgage Points Calculator

Mortgage Refinance Calculator

Rent or Buy Calculator

All Calculators

Top FAQs

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What type of home loans do you offer?
We offer a wide variety of loans, including Conventional, FHA, VA, USDA, Section 184, Refinancing, and more!
What’s the difference between conventional and government-backed loans?
Conventional loans are not insured by the government and usually require higher credit scores. Government-backed loans (like FHA, VA, or USDA) have specific benefits and lower down payment requirements but
What credit score do I need to pre-qualify?
Minimum credit score requirements vary by loan type. FHA loans typically allow scores as low as 580, while conventional loans usually require 620 or higher for approval.
What are closing cost and how much should I expect?
Closing costs are fees related to your loan, title, and home purchase process. They typically range from 2%–5% of the home’s purchase price and include items like lender fees, title
Do you offer first-time homebuyer programs?
Yes! We offer several programs that can benefit first-time buyers, including low down payment options, down payment assistance, and special loan products.
How long does the mortgage process take?
The average mortgage process takes about 30 days from application to closing, but it can vary depending on the loan type, documentation, and appraisal timelines.
What documents do I need to apply?
You’ll typically need your two most recent pay stubs, two years of W-2s, two years of tax returns (especially if self-employed), bank statements, and a valid ID. Additional documentation may
What does it mean once I have a pre-approval?
Once you receive your pre-approval letter, find a realtor and start shopping!
Do you service the entire state of Oklahoma?
Yes! If you are needing a loan anywhere in the state of Oklahoma, Texas, or Kansas, our loan officers can help!
Third FAQ
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More Questions

Blog

Breaking Down the Different Types of Home Loans
Buying a home is exciting, but choosing the right loan can feel overwhelming. With so many options out there, how do you know which one is right for you? Let’s
First American Mortgage Now A Division Of Bank7
First American Mortgage has always been committed to providing exceptional service and streamlined mortgage solutions. Partnering with Bank 7 allows us to enhance our offerings while maintaining the same dedication to our clients and referral partners. We’re excited for this next chapter and the opportunities it brings,"  said Dale Bogle, Owner and President of First American Mortgage.
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